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Rent to Buy Benefits

The Benefits

Rent to Buy offers enormous benefits.

• You’ve had trouble saving up for that down payment. We think saving up is hard. With RTB365, you’ll save up little by little with each monthly payment to afford a down payment. You’re able to move into your new home and save towards purchasing the property.

• You need some time to get your finances in order. RTB365 only looks at your last 6 months of income, which means we’re a great option if you’re self employed or recently started a new job and need more time to fully document your income.

• You choose the property in a location that you want to be in, so long as they are located in England or Wales.

• Your credit score isn’t quite where it needs to be yet. RTB365 accepts a minimum 550 FICO, which means that even if you’ve hit a few bumps in the road, we can still be a great option. Once you’re in your RTB365 home, we’ll pair you with a free credit counselor to help you get mortgage ready.

• You can settle in to your new surroundings knowing that you’ll be able to buy the home you’re renting. With Rent to Buy, you can move into your new home now, renting the property on an Assured Shorthold Tenancy basis for a period of five years.