We know that every person, family and situation is different. We do our best to help you uncover creative solutions to help you own the home of your dreams.
Rent to Buy may be the right option for you if you are currently employed and have a plan to own your home within 5 years. If you can pay your rent, but can’t currently get a mortgage or get financing to build yourself due to employment or credit issues, then Rent to Buy could be the answer.
A. ELIGIBLE
To qualify, you need to be:
• 18yrs and above
• Working full or part-time
• Intend to buy your home but unable to afford one on the open market
• Be a first-time buyer, or returning to the market after relationship breakdown
• Have a combined household income of less than £90,000
• Able to pay your rent and save for a deposit to purchase your home at the same time
• Able to pay a rental deposit and the first month's rent at the point of letting
• Not be overcrowded in the property you want to rent.
B. INELIGIBLE
You're disqualified if any of the following applies to you:
• Are subject to immigration control, or you are from abroad and not eligible
• Have caused serious antisocial behaviour in the past, or anyone in your family (or household) has
• Have debts with us or another landlord
• Already own another home
• Have used false information to gain the property or have committed tenancy fraud in the past
• Have previous convictions that indicate you pose a risk to your household, neighbours or wider community
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